What does a financial adviser do?
A financial adviser assists clients to identify and achieve their ambitions in life. A good financial adviser should sit down with a client and assist them to identify those things that are truly important in life. The adviser will then assist the client to structure their personal affairs to make these things achievable.
Do I need to have money to invest to see a financial adviser?
No you do not a lump sum to invest to gain value from seeing a financial adviser. A good financial adviser can provide assistance across a range of personal needs including personal budgeting, investments, insurances, superannuation, mortgage and finance broking and estate planning.
Do you accept commissions on financial products?
Organic Wealth does not receive commissions on any investments products. Due to the structure of certain other financial products we may receive commissions on some of the products that we advise on.
Who are we aligned with?
We are an authorised representative of Alliance Wealth (Alliance Wealth Pty Ltd). Alliance Wealth is the holder of an Australian Financial Services License and in return for paying an annual fee they provide us with a number of services including but not limited to:
- They provide our authorisation to practice.
- They conduct audits to ensure we are compliant with relevant government regulations.
- They provide us with access to investments and investment research.
- They provide us with training and professional development opportunities.
Are you obliged to sell certain products?
No we are not obliged to sell certain products. We charge the same adviser fee for services regardless of the products recommended. We are able to provide advice on over 100 different investment products from a number of investment product providers.
How much does a financial plan cost?
The cost of a financial plan is dependent on a number of factors, most significantly the complexity of your personal affairs and the nature of the advice that you request.
Do you only service the Barossa region?
Organic Wealth services the Barossa & Surrounding Region. We will consider traveling to other areas & states on a case by case basis.
Can you arrange housing finance?
Yes we are able to provide assistance in arranging competitive home and investment loans.
